Tip #9: Start Using It Responsibly
Now that your card is ready, don’t go wild with spending! Use it only for planned purchases and always aim to repay the full amount before the due date. This helps you avoid interest and build a positive credit history. Never max out your credit limit—it damages your score. Set reminders for payment due dates or enable auto-pay. Remember, the goal is to prove you’re financially responsible. Good usage unlocks higher limits, better cards, and even loans in the future. It’s a tool—not a toy.
