Tip #7: Wait for Approval and Card Delivery
After applying, the bank will verify your documents and run a credit check. This process can take a few hours to a few days, depending on the bank. If approved, your card will be sent to your registered address, usually within 7 to 10 working days. Make sure you’re available to receive it. If you get rejected, don’t panic—ask for the reason and work to fix it. Common reasons include low income, bad credit history, or missing documents. Be patient, and remember: credit is a privilege, not a right.
