Tip 6: Apply Online or at a Bank Branch
Once ready, you can apply either online or visit a nearby bank branch. Online applications are usually quicker and more convenient. Make sure you fill out the form accurately—errors can lead to rejection. Double-check your name, income, and contact details. Some websites even show instant approval or rejection. If you prefer a more personal approach, visiting a branch allows you to ask questions directly. In either case, bring your documents and patience. Approvals can take anywhere from a few minutes to a few days.
