Tip 3: Decide the Type of Card You Need
Not all credit cards are created equal. Some offer cashback, others reward points, travel benefits, or even low-interest rates. Beginners might benefit from student cards or secured credit cards, which are easier to get. Don’t just go for the flashiest offer; choose one that suits your lifestyle and spending habits. If you travel a lot, pick a card with travel perks. If you shop online, a cashback card might work best. Being strategic here saves you money in the long run. Choose wisely!
