Tip #10: Monitor Your Usage Regularly

Keep track of your expenses through your bank’s app or online portal. Monitoring your usage helps you detect fraud early and stay within your budget. Most banks send instant transaction alerts—enable them. Review your monthly statement for errors or unknown charges. If you see something suspicious, report it immediately. Also, check your reward points and take advantage of offers. Regular monitoring keeps your credit journey smooth and stress-free. A little attention now prevents big problems later!