How to Get a Credit Card” top10 method
1: Understand What a Credit Card Is
Before you apply, it’s essential to know what a credit card actually does. A credit card allows you to borrow money up to a certain limit, and you must pay it back within the due date to avoid interest. It’s not “free money”—it’s a loan with conditions. Used responsibly, it helps you build a credit history. But if misused, it can lead to debt traps and a damaged credit score. Learning the basics helps you avoid common mistakes. Don’t jump in just because it sounds easy. Do your homework first!
